By exploring African literature, you open yourself up to a rich tapestry of stories, cultures, and experiences that can expand your worldview and foster greater appreciation for the diversity and interconnectedness of our world.

Here is the cool part, my first option was to use the insurance money to buy another car and incur more debt. Instead of doing that, I decided to pay off my loan and significantly decreased my loan figure. At that moment, I decided it was better to use public transport than drowning in debt. I was ready and prepared to brave the crispy, harsh cold weather of Alberta than owe money and pay those ridiculous interest charges, among the other expenses of having a car.

After paying the $12k to the loan, I still owed about $6k. I am doing my happy dance now as I remember the feeling I had when I was debt free within six months, and debt was not strangling me anymore, and I could breathe again.